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Performance Mercedes-Benz
Finance Centre

Mercedes-Benz Financial Services

Whether you’re looking to lease or finance a car in Niagara, you’ve come to the right place. At Performance Mercedes-Benz, we have a well-informed car finance team made up of a professional group of experts. They’ll guarantee to make your purchase of a new or used car an easy and comfortable experience from beginning to end. You can count on our experts along with our network of lenders to find you highly competitive Mercedes-Benz financing in St. Catharines.

Read on to learn about the benefits of leasing and financing before you reach out!

Leasing vs. Car Finance

Deciding whether to lease or finance a car is one of the most important decisions Niagara-on-the-Lake drivers have to make when starting the car buying process. Here’s a quick breakdown of the unique advantages of both Mercedes-Benz financing and leasing:

  • Financing: When you opt for car finance, your payments go towards the full value of the car. One day, you’ll own it. This means that when it comes time to sell, you’ll receive the money, making this strategy the most cost-effective in the long run. The downside is that you’ll pay more upfront and have large monthly payments.
  • Leasing: When you choose to lease, your monthly payments cover the residual value you use over the course of your 3-year lease contract. While you won’t ever be able to sell the vehicle, you make smaller monthly payments and a smaller down payment.

As you can see, both strategies have their advantages and neither is better than the other. It’s more about identifying which strategy best suits your needs. To get a more thorough breakdown of the unique advantages of leasing vs. finance, explore our overview! 

Apply for Mercedes-Benz Financing Online

Not sure about what you can afford? Worried about your credit and how it will affect your purchase? Still not sure of whether to lease or finance a car? Fill out the online application form below, and one of our experts will begin your car finance evaluation as quickly as possible to find you a car loan in St. Catharines. We are here to move the process along as smoothly as we can to get your car loan ready for your purchase of a Mercedes-Benz C-Class or any other car, truck, or SUV.

Please contact us with any questions by using the button below or calling 905-685-3838.

Apply NowContact Us

Phone Numbers:Sales Hours:
  • Mon - Thu9:00 AM - 7:00 PM
  • Fri9:00 AM - 6:00 PM
  • Sat9:00 AM - 5:00 PM
  • SunClosed
Service Hours:
  • Mon - Thu8:00 AM - 5:00 PM
  • Fri8:00 AM - 5:00 PM
  • Sat8:00 AM - 1:00 PM
  • SunClosed
Parts Hours:
  • Mon - Thu8:00 AM - 5:00 PM
  • Fri8:00 AM - 5:00 PM
  • Sat8:00 AM - 1:00 PM
  • SunClosed

Warranty Coverage

There are three types of warranties that may be available on the vehicle you purchase: the balance of the Factory Warranty, the Star Certified warranty, and/or an Extended Limited Warranty.


Balance of Factory Warranty: If the Certified vehicle you purchase has not yet reached the factory warranty age and mileage limits, you can take advantage of the balance of this warranty.
Star Certified Warranty: Certified vehicles are covered by a two-year, 40,000-km Star Certified Warranty. The Star Certified Warranty is valid for 24 to 72 months from the initial registration date of the vehicle. It provides major component and power train coverage as well as roadside assistance. For more information on the Star Certified Warranty, please contact Performance Mercedes-Benz.
Extended Limited Warranty: This optional warranty provides coverage up to 7 years or 160,000 km, whichever comes first.

Performance Mercedes-Benz

371 Ontario St, St. Catharines, ON, Canada

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Contact Us

905-685-3838

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371 Ontario St • St Catharines, ON L2R 5L3

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Today's Hours:

Open Today Sales: 9am-7pm

Open Today Service: 8am-5pm

Open Today Parts: 8am-5pm

Performance Mercedes-Benz 43.1742413, -79.2665064.